Align

Align is a stablecoin and fiat payment API for businesses, covering on-ramps, off-ramps, cross-chain transfers and virtual accounts.

A company converts 60-odd fiat currencies, including dollars, euros and dirhams, into USDC or USDT sent to a chosen address, or settles stablecoins back into a local bank account. On the collection side it issues named virtual IBANs, so payers see the company's own name rather than an intermediary's, which matters for beneficiary verification. Cross-border transfers are handled inside Align with bridging and conversion, and MT103 certificates support trade-finance documentation. Idempotency keys absorb duplicate requests and settlement status arrives by callback; virtual accounts are opened per entity, collection and splitting settle inside one ledger without a second conversion, and the rate locks at quote time. The company is regulated in Canada and the European Union, builds compliance screening into the flow, and issues no token.