Reva

Reva is an AI-native peer-to-peer payments agent from Reveel that reduces the question of who to pay to an ID. A user binds an X, Telegram, WhatsApp or Discord account as a Pay(ID), then says in a chat window that they want to send someone 50 dollars, and the agent handles conversion, route selection and signing; the recipient only supplies a social handle instead of an address.

Underneath, it addresses cross-chain fragmentation: one Pay(ID) auto-routes across several chains and stablecoins, skipping manual bridges and swaps so the user sees a single unit of account. Privy holds the wallet with sharded keys and signing happens inside a trusted execution environment. Fees are 0.25% with a 0.05 dollar minimum per transfer, plus 3 basis points on the cross-chain leg. The agent is also packaged as an OpenClaw skill, so other agents can call its payment endpoints directly.