Stablecore
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Về Stablecore
Stablecore is a US stablecoin infrastructure company founded in 2025 that sells to community banks and credit unions: on a white-label basis it plugs stablecoin payments, tokenised deposits, digital-asset accounts, custody and brokerage, fiat on and off ramps, and FedNow or RTP instant payments into the core and online banking systems a bank already runs, with the bank keeping the customer relationship and brand while Stablecore orchestrates calls across core, digital banking and compliance engines and wires in KYC, AML and transaction monitoring.
Its distinction is not replacing the core: a bank need not migrate its ledger, only add asset classes to an existing interface, earning fees on transactions and custody while deposits stay local. Partners include digital banking and core vendors Q2 and Jack Henry and risk providers Velera and Nasdaq Verafin, and on 16 September 2026 it agreed a partnership with Coinbase for custody and exchange services, reaching the 3,000-plus institutions in its integration footprint. Customers are limited to licensed US depositories, distribution runs through a few core vendors, and coverage depends on how fast those channels switch on.
On 7 July 2026 Stablecore launched a stablecoin and digital asset programme for credit unions with Circuit, formerly Members Development Company, a research and development CUSO, supported by Curql, a collective of more than 160 credit unions that invests in fintech and was an early backer of Stablecore. The first participants include RBFCU, Stanford Federal Credit Union and La Capitol Federal Credit Union, representing about $25 billion in combined assets, offering stablecoin accounts and payments, tokenised deposits, bitcoin accounts with on and off ramps, staking and digital-asset-collateralised lending.
The channel move matters more: a partnership with Q2 Holdings integrates Stablecore into Q2's digital banking platform and Innovation Studio, removing the infrastructure hurdle that kept banks out. Institutions do not have to build onchain systems to offer compliant stablecoin and digital asset services inside their existing online banking, with Bank of Utah and Amarillo National Bank among the first to engage. On compliance, it treats the GENIUS Act and the Open USD developments of 30 June 2026 as a deadline: a settlement network advanced by Visa, Stripe and Mastercard means customers already reach stablecoins through Zelle, Cash App and PayPal, and community banks that do not offer them will see deposits leave. The company also hired former FDIC regulator Ben Hailey as head of risk and compliance. The business sells shovels, issuing no stablecoin of its own and earning from software and transaction share.
Stablecore plans to extend the Q2 integration to hundreds of institutions, broaden tokenised deposits and collateralised lending, and support bank-branded stablecoin issuance once GENIUS implementing rules land. The case to prove is that small and mid-sized banks keep paying not to build, rather than waiting for a large custodian to bundle the product to their door.
Alex Treece — Co-founder & CEO; led digital asset teams at Coinbase and previously founded Zabo, acquired by Coinbase.
Eduardo Montemayor — Co-founder & CTO; former Staff Software Engineer at Coinbase and engineering lead at BRD.
Nick Elledge — Co-founder & COO; previously co-founded and served as COO and CFO of an enterprise data and AI platform; holds an MBA from Stanford.