Yieldfy

A yield routing protocol on Robinhood Chain focused on tokenised stocks and RWAs. Users deposit AAPL, NVDA, GOOG or USDG into an ERC-4626 vault for shares, and capital is allocated across venues such as Morpho, Robinhood Earn, Uniswap and Pleiades. Scoring uses a fixed five-factor formula, with net APY at 35 percent, liquidity depth at 25 percent, protocol risk at 20 percent, correlation buffer at 15 percent and rebalance cost at 5 percent, so identical inputs always give identical winners.

Chainlink Automation triggers a check every 6 hours: live yield, TVL and risk data are pulled, the winner, runner-up, expected extra yield and input hash are posted on-chain, and capital moves only when the gain clears switching cost, subject to per-venue caps. A circuit breaker can recall all funds to the vault and pause routing while withdrawals keep working. Factor weights are written into the contract, so anyone can recompute a score from the same inputs, and vault shares are transferable and redeem at net asset value rather than waiting for the next rebalance.